Meet The Team
Your Go-To Local Mortgage Advisers in New Zealand
First-home buyers, investors, and clients looking to refinance rely on our tailored mortgage solutions—we're based in Hamilton but serve all of New Zealand.
Meet The Team
Your Trusted Mortgage Advisers
As experienced mortgage advisers in New Zealand, we offer expert home loan advice for first-home buyers, investors, refinancing, and tailored lending solutions. We handle the negotiations with the banks so you can focus on finding your dream property.
Neet Dhiman
(FSP 1007085)
Hi, I'm Neet! Over the years, I used what I learned from buying our first home and getting into property investing. I speak Punjabi and Hindi and take my time to help clients get their options. I focus on finding solutions for them.
Eddie Dhiman
(FSP 1003483)
Hi, I'm Eddie! I have ten years of banking and immigration advisory experience, offering unique insights. I have my own experience as a migrant homeowner, which shapes my approach. I'm very dedicated to helping clients reach their financial dreams and buy property.
Our Process
Personalized Evaluation
We start by talking about what you want to achieve. Whether you plan to buy your first home, invest, or refinance, we create strategies to meet your current needs and support your future growth.
Expert Guidance
We bring our experience from banking, immigration, and real-world homeownership to help you. We'll show you product choices, explain what lenders need, and guide you through applying.
Ongoing Support
We don't just stop when you settle in—we stick around to help with your money matters as they change, aiming to see you succeed for years to come.
Who We Are
Neet and Eddie work as seasoned mortgage advisers from their Hamilton base helping clients throughout New Zealand. They focus on assisting first-time home buyers, property investors, and folks who want to refinance.
What We Do
All-Around Mortgage Help
For buying or refinancing
Custom Advice
That fits each client's special situation
Long-Term Partnership
Help that lasts long after the deal
We mix real-world know-how and understanding to help clients through every part of the money and property process.
Partnering Lending Providers
Our Mortgage Services
First Home Buyers
Take the stress out of buying your first home. We guide you through every step — from understanding your borrowing power to securing the right loan — so you can confidently get your foot on the property ladder.
Property Investment
Grow your wealth with smart property investment finance. We’ll help you explore competitive options designed to support long-term returns and expand your property portfolio with confidence.
Refinancing
Review your current mortgage and discover ways to save. Refinancing can help reduce your repayments, access better rates, or free up equity — making your home loan work harder for you.
Construction Loans
Building a new home or undertaking major renovations? We assist with staged-funded construction loans tailored to your project timeline, helping bring your dream home to life.
Self-Employed
Your income may not fit a traditional structure — and that’s okay. We offer flexible lending options for self-employed borrowers, ensuring your hard work supports your homeownership goals.
Non-Bank Lending
If mainstream banks say no, there are still options. We provide access to non-bank lenders with more flexible criteria, helping you secure finance when traditional lending doesn’t suit.
Low Deposit Loans
Don’t wait years to save a large deposit. Access lender options and government support that allow you to buy sooner, even with a lower deposit.
Self-Employed
Your income may not fit a traditional structure — and that’s okay. We offer flexible lending options for self-employed borrowers, ensuring your hard work supports your homeownership goals.
Low Deposit Loans
Don’t wait years to save a large deposit. Access lender options and government support that allow you to buy sooner, even with a lower deposit.
Why Choose Us
Neet and Eddie work as seasoned mortgage advisers from their Hamilton base helping clients throughout New Zealand. They focus on assisting first-time home buyers, property investors, and folks who want to refinance.
Clear Picture of Personal and Work Life
Grasping the feelings and money parts of buying a home.
Speaking Three Languages Helps
Neet talks Punjabi, Hindi and English, which aids many different groups.
Awards Show Success
Won NZA Top Brokerage 2024, Mortgage Employers 2024, and Top Brokerages 2025 prizes.
Many Loan Choices
Can reach many lenders giving clients good options.
What Our Clients Say
Want To Begin?
You don't need to figure out home financing by yourself—get in touch now.